Affordable housing

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We include Shared Equity, Shared Ownership and Resale Price Covenant (RPC) Schemes within our Affordable Housing proposition.

Conveyancers acting on any of these schemes should refer to our Affordable Housing Schemes Guidance Notes. A copy of these notes will be included with their Loan Instructions or sent to them separately but conveyancers should be directed to the UK Finance Mortgage Lenders Handbook where they will be able to view and download a copy which will be more up to date than the version included with their Loan Instructions.

Please see the Shared equity and Shared ownership sections in our Criteria page for further details on the requirements of these schemes.

Resale Price Covenant (RPC) - for the Government First Homes scheme please see this page and for all other RPC applications (excluding First Homes scheme).

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Our tracker rate mortgages are linked to Bank of England bank rate (also known as Bank of England repo rate). Details of this rate can be found on the Bank of England website at

For independent information on mortgages, visit the website 'Money Advice Service'.

If you do not have professional experience, you should not rely on the information contained in this communication. If you are a professional and you reproduce any part of the information contained in this communication, to be used with or to advise retail clients, you must ensure it conforms to the Financial Conduct Authority's advising and selling rules. This site is intended for UK residents unless otherwise stated.

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