Product transfers

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Product transfers

Your clients can transfer their current Halifax mortgage to a new Halifax mortgage product, before or after their current mortgage deal ends.

Benefits for you:

  • Competitive products for your clients - products are bespoke to your client so please check your client's mortgage in Mortgage Enquiry and view the Product Finder
  • Review opportunity - review your clients' finances including their general insurance
  • Case tracking - access to regular email updates from our team on the progress of your case
  • No conveyancing - product transfers are quicker than a remortgage
  • Earlier client contact - request a product transfer when your client’s current mortgage product still has up to 3 months to run.
  • Earn a procuration fee

Benefits for your clients

  • Competitive exclusive deals - existing clients have a great choice of bespoke products
  • No up front fees - no legal fees to pay when switching to a new product
  • Secure a new product earlier - secure a rate 3 months before your client's existing deal ends; choose to start the new product from the 1st of the following month and we will waive any Early Repayment Charge OR to forward date the new product to start after the current product has ended.


Product fee applies. Please see product information.

Our tracker rate mortgages are linked to Bank of England bank rate (also known as Bank of England repo rate). Details of this rate can be found on the Bank of England website at

For independent information on mortgages, visit the website 'Money Advice Service'.

If you do not have professional experience, you should not rely on the information contained in this communication. If you are a professional and you reproduce any part of the information contained in this communication, to be used with or to advise retail clients, you must ensure it conforms to the Financial Conduct Authority's advising and selling rules. This site is intended for UK residents unless otherwise stated.

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