This calculator will give you a broad indication of the amount we are able to lend. It's designed for guidance purposes only.
Applicant 1
Applicant 2
Gross basic salary
£
Basic annual income (before tax), applicant 1 £
Annual reg / guaranteed overtime
Annual reg / guaranteed overtime, applicant 2 £
Annual reg / guaranteed bonus
Annual reg / guaranteed bonus, applicant 2 £
Annual reg / guaranteed commission
Annual reg / guaranteed commission, applicant 2 £
Other income type 1 None Additional Duty Hours Attendance Allowance Carer's Allowance Child Benefit Child Tax Credit Colleague Flexible Benefit Constant Attendance Allowance Disability Living Allowance Employment & Support Allowance Flight Pay/Allowance Income Support Industrial Injuries Disablement Benefit Investment Income Maintenance Mortgage Subsidy Nursing Bank Other Income Pension Credit Pension - Private Pension - State Pension - War Disablement Pension - War Widow(er) Personal Independence Payment Rental income (from Buy to Let properties owned) Rental Income (from this property if CTL) Shift Allowance Town, Area or Car Allowance Trust Income Universal Credit Widowed Parent's Allowance Working Tax Credit
Other income type 1 value, applicant 1£
Other income type 1 value, applicant 2£
Other income type 2 None Additional Duty Hours Attendance Allowance Carer's Allowance Child Benefit Child Tax Credit Colleague Flexible Benefit Constant Attendance Allowance Disability Living Allowance Employment & Support Allowance Flight Pay/Allowance Income Support Industrial Injuries Disablement Benefit Investment Income Maintenance Mortgage Subsidy Nursing Bank Other Income Pension Credit Pension - Private Pension - State Pension - War Disablement Pension - War Widow(er) Personal Independence Payment Rental income (from Buy to Let properties owned) Rental Income (from this property if CTL) Shift Allowance Town, Area or Car Allowance Trust Income Universal Credit Widowed Parent's Allowance Working Tax Credit
Other income type 2 value, applicant 1£
Other income type 2 value, applicant 2£
Other income type 3 None Additional Duty Hours Attendance Allowance Carer's Allowance Child Benefit Child Tax Credit Colleague Flexible Benefit Constant Attendance Allowance Disability Living Allowance Employment & Support Allowance Flight Pay/Allowance Income Support Industrial Injuries Disablement Benefit Investment Income Maintenance Mortgage Subsidy Nursing Bank Other Income Pension Credit Pension - Private Pension - State Pension - War Disablement Pension - War Widow(er) Personal Independence Payment Rental income (from Buy to Let properties owned) Rental Income (from this property if CTL) Shift Allowance Town, Area or Car Allowance Trust Income Universal Credit Widowed Parent's Allowance Working Tax Credit
Other income type 3 value, applicant 1£
Other income type 3 value, applicant 2£
Other income type 4 None Additional Duty Hours Attendance Allowance Carer's Allowance Child Benefit Child Tax Credit Colleague Flexible Benefit Constant Attendance Allowance Disability Living Allowance Employment & Support Allowance Flight Pay/Allowance Income Support Industrial Injuries Disablement Benefit Investment Income Maintenance Mortgage Subsidy Nursing Bank Other Income Pension Credit Pension - Private Pension - State Pension - War Disablement Pension - War Widow(er) Personal Independence Payment Rental income (from Buy to Let properties owned) Rental Income (from this property if CTL) Shift Allowance Town, Area or Car Allowance Trust Income Universal Credit Widowed Parent's Allowance Working Tax Credit
Other income type 4 value, applicant 1£
Other income type 4 value, applicant 2£
Credit commitment monthly payments to remain
Amount being consolidated, applicant 2£
Total credit card balances remaining
Total credit card balances, applicant 2£
Buy to Let monthly mortgage payments to remain
Monthly mortgage commitments, applicant 2£
Any other properties owned other than Buy to Lets?
Yes No
Mortgage 1
Mortgage balance/Term remaining (years)
Mortgage 2
Mortgage 3
* Please note our affordability calculator is only for guidance purposes. The maximum loan available may be impacted by the Loan to Value and may be lower than the amount displayed as a result of the limited information captured in the calculator. Please see our Criteria, Affordability and Sustainability section for more information.
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Our tracker rate mortgages are linked to Bank of England bank rate (also known as Bank of England repo rate). Details of this rate can be found on the Bank of England website at www.bankofengland.co.uk.
For independent information on mortgages, visit the website 'Money Advice Service'.
If you do not have professional experience, you should not rely on the information contained in this communication. If you are a professional and you reproduce any part of the information contained in this communication, to be used with or to advise retail clients, you must ensure it conforms to the Financial Conduct Authority's advising and selling rules. This site is intended for UK residents unless otherwise stated.
Halifax is a division of Bank of Scotland plc. Registered in Scotland No.SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Copyright © , Halifax plc. All rights reserved.