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Home mover

This product is also available for:

  • First time buyer

Fixed rate

Product code: GRD621

10 year fixed
LTV amount:
0 - 60%

Features and benefits

Product rate:
3.33% fixed until 31/12/2032

Latest completion by:
Loan band:
£25k - £1m


Product fee:
Early repayment charge:
6% to 31/12/2027

5% to 31/12/2028

4% to 31/12/2029

3% to 31/12/2030

2% to 31/12/2031

1% to 31/12/2032

Additional info

Available to those purchasing a property with an Energy Efficiency Band of A or B, or an Energy Efficiency Rating of 81 or higher.
Evidence of this must be validated prior to application, via a valid Energy Performance Rating on the Energy Performance Certificate Register, an Energy Performance Certificate itself, or a valid Predicted Energy Performance Certificate for New Build properties.

This product is not available for shared equity/ownership cases and a product from the specified range needs to be selected.

Available on a repayment or interest only basis.

This product is not available to retirement home plan or consent to lease customers.

Product fees can be added on completion.

MAF to be waived.

£250 cashback.


Your client's home may be repossessed if they do not keep up repayments on their loan. Whilst a fixed rate mortgage can give your client certainty around monthly payments, the Bank of England base rate may go down as well as up. The value of your client's home may alter with market conditions so that the amount of the loan may exceed the value of the home.

Our tracker rate mortgages are linked to Bank of England bank rate (also known as Bank of England repo rate). Details of this rate can be found on the Bank of England website at

For independent information on mortgages, visit the website 'Money Advice Service'.

If you do not have professional experience, you should not rely on the information contained in this communication. If you are a professional and you reproduce any part of the information contained in this communication, to be used with or to advise retail clients, you must ensure it conforms to the Financial Conduct Authority's advising and selling rules. This site is intended for UK residents unless otherwise stated.

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