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  2. Placing business
  3. Product transfers and further advances
  4. Exclusions

There are some instances where we won't be able to proceed with a further advance or product transfer:

  • Retirement Home Plan
  • Mortgage not completed
  • Existing further advance in progress
  • Transfer of Mortgage Property is in progress
  • Property is in possession
  • Consent to lease in place-only applies to product transfers.
  • Mortgage account is closed
  • There is a guarantor present on the further advance
  • The mortgage has been open for less than 6 months – Further Advance only.

Our tracker rate mortgages are linked to Bank of England bank rate (also known as Bank of England repo rate). Details of this rate can be found on the Bank of England website at www.bankofengland.co.uk.

For independent information on mortgages, visit the website 'Money Advice Service'.

If you do not have professional experience, you should not rely on the information contained in this communication. If you are a professional and you reproduce any part of the information contained in this communication, to be used with or to advise retail clients, you must ensure it conforms to the Financial Conduct Authority's advising and selling rules. This site is intended for UK residents unless otherwise stated.

Halifax is a division of Bank of Scotland plc. Registered in Scotland No.SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Copyright © , Halifax plc. All rights reserved.