Mortgage affordability calculator

Find out how much we'll lend

This calculator will give you a broad indication of the amount we are able to lend. It's designed for guidance purposes only.

The actual loan amounts are subject to our usual underwriting requirements and an accurate estimation of credit score.

Your client's personal & mortgage details

Is the mortgage on any of the following schemes : Help to Buy Equity Share, Shared Equity or Shared Ownership?

If any of the loan is required on Interest Only please enter the monthly premium paid on the repayment plan(s): £

Your client's income

	Applicant 1	Applicant 2
Gross basic salary	£	Basic annual income (before tax), applicant 1 £
Annual reg / guaranteed overtime	£	Annual reg / guaranteed overtime, applicant 2 £
Annual reg / guaranteed bonus	£	Annual reg / guaranteed bonus, applicant 2 £
Annual reg / guaranteed commission	£	Annual reg / guaranteed commission, applicant 2 £

Other income
Other income type 1	Other income type 1 value, applicant 1£	Other income type 1 value, applicant 2£
Other income type 2	Other income type 2 value, applicant 1£	Other income type 2 value, applicant 2£
Other income type 3	Other income type 3 value, applicant 1£	Other income type 3 value, applicant 2£
Other income type 4	Other income type 4 value, applicant 1£	Other income type 4 value, applicant 2£

Your client's expenditure

Credit commitment monthly payments to remain	£	Amount being consolidated, applicant 2£
Total credit card balances remaining	£	Total credit card balances, applicant 2£
Buy to Let monthly mortgage payments to remain	£	Monthly mortgage commitments, applicant 2£
Any other properties owned other than Buy to Lets?

Mortgage 1
Mortgage balance/Term remaining (years)	£

Mortgage 2
Mortgage balance/Term remaining (years)	£

Mortgage 3
Mortgage balance/Term remaining (years)	£

* Please note our affordability calculator is only for guidance purposes.