Spanish mortgages

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For British residents buying in Spain

For British residents financing a Spanish property

We can help you and your clients negotiate the Spanish lending system.

That's because Banco Halifax Hispania mortgage and banking products are specially designed for British residents. Plus all dealings are in English.

Main features of Spanish mortgages:

  • Property location - Spain, Canaries and Balearic islands
  • Purpose - purchase, remortgage, investment purchase or capital raising
  • Repayment type - interest only or repayment, fixed rate and tracker products are available
  • Term - up to 25 years, to maximum age 70
  • Minimum loan - €50,000, €90,000 minimum property value
  • Currency - all loans in euros, all documentation in English

We operate an agreement in principle service. This means your clients can negotiate on properties within their price range.

Contact

For more information on Spanish mortgages, contact Ian Andrews 07919 398 084 or Colin Grant 07768 508 933.

You can contact Banco Halifax Hispania's UK helpline on 0845 600 3603.

Risks

  • Borrowing is secured against your clients' home

Our tracker rate mortgages are linked to Bank of England bank rate (also known as Bank of England repo rate). Details of this rate can be found on the Bank of England website at www.bankofengland.co.uk or in the Financial Times or other leading newspapers.

For independent information on mortgages, visit the FSA website 'money made clear'.

If you do not have professional experience, you should not rely on the information contained in this communication. If you are a professional and you reproduce any part of the information contained in this communication, to be used with or to advise retail clients, you must ensure it conforms to the Financial Services Authority's advising and selling rules. This site is intended for UK residents unless otherwise stated. Halifax is a division of Bank of Scotland plc. Registered in Scotland No.SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. For optimal viewing of this site you will need Macromedia Flash version 5 or above. Copyright © 2009, Halifax plc. All rights reserved.

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