Further advances

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Further advances

Your clients can borrow more money against the value of their home. The additional borrowing is secured against their existing Halifax mortgage. Additional borrowing applications will not be permitted within 6 months of completion of the original mortgage.


Benefits: why offer further advances?

  • Tried and tested system - and one you're already familiar with
  • Review opportunity - review your clients' finances including their general insurance
  • Best advice - access to client data through Halifax Intermediaries Online can assist

Commitments

The arrangement fee for further advances is currently £99, payable on all occasions.


Risks

Any additional borrowing is secured against your clients' home.


Our tracker rate mortgages are linked to Bank of England bank rate (also known as Bank of England repo rate). Details of this rate can be found on the Bank of England website at www.bankofengland.co.uk or in the Financial Times or other leading newspapers.

For independent information on mortgages, visit the FSA website 'money made clear'.

If you do not have professional experience, you should not rely on the information contained in this communication. If you are a professional and you reproduce any part of the information contained in this communication, to be used with or to advise retail clients, you must ensure it conforms to the Financial Services Authority's advising and selling rules. This site is intended for UK residents unless otherwise stated. Halifax is a division of Bank of Scotland plc. Registered in Scotland No.SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. For optimal viewing of this site you will need Macromedia Flash version 5 or above. Copyright © 2009, Halifax plc. All rights reserved.

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