Contents insurance

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All of our home insurance customers benefit from:

  • Helplines - your clients can get inclusive legal and home emergency advice
  • Key recovery service - increases the chances of lost keys being returned
  • Key loss or accidental lock damage - full replacement value

Contents cover summary

  • Tailored cover to suit your clients' circumstances including up to £5,000 for children's contents whilst studying away.
  • Personal possessions provides cover for mobile phones, including iphones / smartphones including cover for water damage
  • .
  • Accidental damage included as standard.
  • Additional options include:
  • Extended accidental damage, legal expenses, personal possessions cover for items in and out of the home and cover for high value items.
  • Contents in the garden covered including plants and items in garages or outbuildings.

Commitments

Choice of excess amounts - £100 - £350 excess option available. (Please note - a £250 standard excess applies to all escape of water claims and a £1000 excess applies to all subsidence claims.)


Risks

If premiums are not paid on the due date, your clients will not be covered for any event happening between that date and the date premiums are brought up to date unless Legal & General Insurance agree otherwise.


Types of insurance available

  • Buy-to-let
  • Tenants
  • Residential

Our tracker rate mortgages are linked to Bank of England bank rate (also known as Bank of England repo rate). Details of this rate can be found on the Bank of England website at www.bankofengland.co.uk or in the Financial Times or other leading newspapers.

For independent information on mortgages, visit the FSA website 'Money Advice Service'.

If you do not have professional experience, you should not rely on the information contained in this communication. If you are a professional and you reproduce any part of the information contained in this communication, to be used with or to advise retail clients, you must ensure it conforms to the Financial Services Authority's advising and selling rules. This site is intended for UK residents unless otherwise stated. Halifax is a division of Bank of Scotland plc. Registered in Scotland No.SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. For optimal viewing of this site you will need Macromedia Flash version 5 or above. Copyright © 2009, Halifax plc. All rights reserved.

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