Product changes effective from Wednesday 25 August2010

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On 25 August 2010 we are making the following changes to our product transfer and further advance range:

  • New 2 year fixed rates introduced for repayment and interest only products 0-60% and 60-75% LTV
  • 3 year fixed and tracker combined products now fee free and max LTV increased from 60% to 75%
  • Reducing fixed rate repayment product transfers by 0.2%
  • Reducing tracker rate repayment product transfers by 0.1% and increasing interest only equivalents by 0.1%
  • Reducing repayment further advances by 0.1% and increasing interest only equivalents by 0.1%
  • These changes will result in full repayment products within the retention range being priced 0.2% lower than the interest only equivalent

"Customers with smaller loans will typically pay less over the product life if they select products with smaller fees, despite the higher interest rates payable."

Click here for full product details

Our tracker rate mortgages are linked to Bank of England bank rate (also known as Bank of England repo rate). Details of this rate can be found on the Bank of England website at www.bankofengland.co.uk or in the Financial Times or other leading newspapers.

For independent information on mortgages, visit the FSA website 'Money Advice Service'.

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