Product changes effective from Saturday 4th July 2009

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04 July 2009

Homemover and First Time Buyer

NEW 2 year fixed products
Rates now from 4.69% 0-60% LTV £1499 fee

NEW 3 year trackers
Rates now from 3.39% 0-60% LTV £1499 fee

NEW 2 & 3 year large loan fixed rates
All other products remain unchanged

There have been some changes to our income verification process, which are effective immediately. Please view our mortgage lending criteria for further details.

"Customers with smaller loans will typically pay less over the product life if they select products with smaller fees, despite the higher interest rates payable."

Click here for full product details

Our tracker rate mortgages are linked to Bank of England bank rate (also known as Bank of England repo rate). Details of this rate can be found on the Bank of England website at www.bankofengland.co.uk or in the Financial Times or other leading newspapers.

For independent information on mortgages, visit the FSA website 'money made clear'.

If you do not have professional experience, you should not rely on the information contained in this communication. If you are a professional and you reproduce any part of the information contained in this communication, to be used with or to advise retail clients, you must ensure it conforms to the Financial Services Authority's advising and selling rules. This site is intended for UK residents unless otherwise stated. Halifax is a division of Bank of Scotland plc. Registered in Scotland No.SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. For optimal viewing of this site you will need Macromedia Flash version 5 or above. Copyright © 2009, Halifax plc. All rights reserved.

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