Product changes effective from Monday 2nd November 2009

02 November 2009

Homemover & First Time Buyer

New 2 year fixed rate Affordable Housing product with refund of Halifax valuation & extended complete by date

6.94% 75-85% LTV £0-500k £999 fee

Product Transfer and Further Advance

New dedicated further advance range introduced

Please see our question & answers page for further details

Existing product transfer range is now available for product transfers only with changes to selected 3 year trackers

"Customers with smaller loans will typically pay less over the product life if they select products with smaller fees, despite the higher interest rates payable."

Click here for full product details

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Our tracker rate mortgages are linked to Bank of England bank rate (also known as Bank of England repo rate). Details of this rate can be found on the Bank of England website at www.bankofengland.co.uk or in the Financial Times or other leading newspapers.

For independent information on mortgages, visit the FSA website 'money made clear'.

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