Product changes effective from Friday 15th January 2010

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15 January 2010

We are offering you a wider product range and reducing rates, making them even more competitive.

These include:

  • 2 year trackers reduced by up to 20bps
    • 85% tracker now 4.79%, £999 fee (now up to £1m max loan size)
    • Low LTV tracker now 2.69%, £1,499 fee (up to 70% LTV)
  • Fixed rates reduced by up to 20bps
    • 60% fixed rates from 3.99%
  • New low rate 3 & 5 year fixed products introduced
    • 4.89%, 3 year, 75% LTV

"Customers with smaller loans will typically pay less over the product life if they select products with smaller fees, despite the higher interest rates payable."

Click here for full product details

Our tracker rate mortgages are linked to Bank of England bank rate (also known as Bank of England repo rate). Details of this rate can be found on the Bank of England website at www.bankofengland.co.uk or in the Financial Times or other leading newspapers.

For independent information on mortgages, visit the FSA website 'money made clear'.

If you do not have professional experience, you should not rely on the information contained in this communication. If you are a professional and you reproduce any part of the information contained in this communication, to be used with or to advise retail clients, you must ensure it conforms to the Financial Services Authority's advising and selling rules. This site is intended for UK residents unless otherwise stated. Halifax is a division of Bank of Scotland plc. Registered in Scotland No.SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. For optimal viewing of this site you will need Macromedia Flash version 5 or above. Copyright © 2009, Halifax plc. All rights reserved.

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