Introduction to Affordable Housing
- Introduction to Affordable Housing
- Shared Equity
- Shared Ownership
At the Halifax, we like to help - that's why we are pleased to be able to support a wide range of Affordable Housing schemes that have been developed to meet local housing market needs.
There are several types of schemes that we'll provide mortgages for but the vast majority are Shared Equity (both Registered Social Landlord and private builder schemes) and Shared Ownership (RSL schemes only). We also provide lending on other types of affordable housing schemes including those that are subject to Key Worker or other types of resale restriction.
In recent years the Government has introduced a number of affordable housing initiatives (mostly HomeBuy schemes) and Halifax is pleased to be able to support them. The following sections provide information and guidance on Government initiatives. However, if you wish to enquire about any other Shared Equity/Shared Ownership schemes or other types of affordable housing scheme lending, please contact your local processing centre for guidance.
