Mortgage lending criteria
Find out all about our lending criteria for new clients
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This section offers you an overview of our lending criteria for new clients. Whilst
we aim to cover all relevant information, this criteria does not detail all our
requirements and for anything you are unable to find,
contact your BDM.
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Interest only repayment methods
All loans arranged where the capital element is not included in the monthly payment, including those that are part capital and interest repayment, part interest only, must have a plan in place to repay the capital at the end of the term. This includes new loans, further advances and product transfers.
As a responsible lender, it is important for us to see evidence of the repayment plan for interest only mortgages so documents relating to the repayment plan must be received before a new mortgage offer can be considered.
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